Pet Insurance Spain

pet-insurance-spain In this article we help you to insure your pet in Spain and then we show you how to get the cheapest pet insurance in Spain.

We understand that as an English-speaking person you will no doubt wish to deal with insurance brokers and insurance companies you can speak to you in English and offer policies and documentation in English.

Pet insurance is also known as animal insurance and most probably you are looking to insure your dog or cat.

HOW TO GET CHEAP PET INSURANCE IN SPAIN

The ways you can find the cheapest pet insurance Spain is similar to any other type of Spanish insurance. Whether you are looking for cheap dog insurance in Spain or if you are looking for cheap cat insurance in Spain then the principles are the same.

The best way is to contact a Spanish insurance broker and let them do the work for you using their contacts. They will contact a number of different pet insurance providers, compare the quotes and give you the lowest price.

Try doing some searching on the Internet for a online Spanish pet insurance price comparison website which compares the market for the cheapest pet insurance quotations.

If you are renewing your pet insurance challenge your broker or the company you are currently with to see if they can give you a cheaper price. Insurance companies rely on your laziness and apathy and will often give you a lower quote if you imply you have a better quote from elsewhere.

HOW MUCH DOES PET INSURANCE IN SPAIN COST?

We cannot give you exact costs of insuring your dog, cat or other animal in Spain without knowing the exact breed and age of your pet. However we can give you some guidance.

On average it costs €160 to insure a cat in Spain for a one year policy.

On average it costs €210 to insure a cat in Spain for a one year policy.

Usually a pet insurance policy will include an excess (known in Spain as franquicia) of approximately €75. You can opt to increase this which will lower your annual premiums.

As with any other type of insurance if you pay in one annual lump sum instead of opting to pay in monthly instalments, you will save money.

Know exactly what your pet insurance includes and read the small print carefully. Some policies limit the number of times you can visit the vet in one year. Some policies include coverage for effect to visit you in your home will stop. Some policies limit the amount of medical coverage especially in the case where expensive operations are needed.

Should your pets become lost some policies allow an amount of advertising for lost and found and also the replacement cost of your pet.

Should you yourself become ill and unable to look after your pet some insurance policies cover the costs of kennels or catteries.

Also check your small print of your policy if you intend on taking your pet outside of Spain. Most of the time your pet will be covered for travel to the rest of Europe.

You may find it difficult to get pet insurance Spain for exotic pets such as Scorpions, Snakes, Lizards, Spiders such as Tarantulas and birds such as Parrots and Cockatoos.

PROTECTAPET

Most Spanish insurance brokers tend to use the services of a company called Protectapet Insurance who specialise in pet insurance in Spain. Protectapet Insurance have been around since 1999 and was formed by an expatriate who saw the need and gap in the market for pet insurance for expats insurance.

Protectapet Contact Details:
Telephone: 900 801 123
Protectapet Website

WHY YOU SHOULD INSURE YOUR PET

Most expats animal lovers regard their pets as part of the family so it is quite surprising that most people do not take out pet insurance. Perhaps because most people struggle with the Spanish language and therefore they put off the task of looking into getting pet insurance and hoping there won't be a problem.

Of course when problems do arise people take their pets to the nearest veterinary clinic only to find that the bills soon add up. In some instances we have heard of cases where people did not have any money or funds available to pay the vet's bills.

We all insure our house, home and car in Spain, so logically it would be sensible to insure our cats, dogs, horses or other types of pets against the cost of veterinary treatment should they need medical attention.

Just because a cat or dog costs very little in the first place, people just do not realise or understand the expenses that can be involved in keeping them aside from the day-to-day upkeep which of course is reasonably low.

Insuring your pet will cover your animal for emergency treatment should an urgent operation be necessary. Pet insurance gives you peace of mind and cover Spain is relatively inexpensive.

One very important issue with dog insurance are the new rules and regulations concerning dangerous dogs Spain. There are certain breeds for which you must have dog insurance because they are considered dangerous dogs.

WHAT IS YOUR PET COVERED FOR?

insuring your pet covers you for medical treatment at a vets. Usually it also includes an amount for accidental death. Depending on the age and medical condition of your pet it may not be possible to take out insurance. It may be your pet is too old and if they already have had medical problems the insurance company may decline to give you a policy. It is obligatory to fill out the details of your pet's past medical history upon application.

If you have any reviews for Spanish pet insurance companies we would love to hear from you with your feedback.